Insurance & Drones.
A home insurance or umbrella policy may cover a property damage and liability claim against you that might occur due to a drone.
Let’s say for example someone is flying a drone in the street when a neighbor drives by in their brand new Lexis. Control of the drone is lost and the UAV crashes into the the car's windshield, causing the driver to hit a tree. The car damage and medical bills could reach well into the hundred thousand dollar range. This is a situation where drone insurance coverage would largely benefit you.
Prior to purchasing your drone, check with your insurance provider about whether or not they will cover it in the event that it causes an accident. This is because recreational drones are a fairly new phenomenon, and not all providers cover them.